The Power of Two: Is there a solution to health insurance rate increases?

The Power of Two: Is there a solution to health insurance rate increases?

By Arrow advisors Rosario Avila & Andrew McNeil, North Bay Business Journal Columnists

The headlines are everywhere — the cost of employer-sponsored health care insurance is soaring. According to the annual Kaiser Family Foundation survey of more than 2,000 U.S. employers, the average employer-sponsored health insurance premium in the U.S. rose 7% as compared with a 1% increase last year.

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North Bay Business Journal – November 2023

The Power of Two: Are employees excited about benefits?

The Power of Two: Are employees excited about benefits?

By Arrow advisors Rosario Avila & Andrew McNeil, North Bay Business Journal Columnists

For a business, an employee benefits program is the second largest expense on its balance sheet (second only to payroll). So, for what you will spend on it, are your employees happy with your benefits program, do they make the most use of them possible? If not, why?

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Photo credit: (Fizkes / Shutterstock)

North Bay Business Journal – October 2023

Tips on Managing Premiums and Healthcare Costs

Tips on Managing Premiums and Healthcare Costs

By Matthew Sohn

With multiple factors to consider, health insurance planning can be complicated. Premiums and healthcare costs are rising faster than inflation. Making informed decisions involving the cost of health insurance, access to care and understanding the best strategies for each life stage is essential.

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NorthBay biz – October 2023

The Power of Two: Do your employees think you’re a great place to work?

The Power of Two: Do your employees think you’re a great place to work?

By Arrow advisors Rosario Avila & Andrew McNeil, North Bay Business Journal Columnists

Being on a “Best Places” list equals much more than the prestige it brings. Having this designation helps attract and retain talent, improve morale and productivity, and enhances your company’s overall success and reputation.

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North Bay Business Journal – September 2023

6 key pieces to a financially sound employee benefits package

6 key pieces to a financially sound employee benefits package

By Arrow advisors Rosario Avila & Andrew McNeil, North Bay Business Journal Columnists

Financial health can mean the difference between contented or stressed workers. Employee Benefits Programs appear to be a “dime a dozen, one-size-fits-all” proposition. Today, organizations recognize that one crucial aspect of a solid benefits package is the role it plays in promoting employee financial security.

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North Bay Business Journal – September 2023

The Power of Two: 7 strategies for motivating your multigenerational workforce

The Power of Two: 7 strategies for motivating your multigenerational workforce

By Arrow advisors Rosario Avila & Andrew McNeil, North Bay Business Journal Columnists

In January, 25-year-old Maxwell Frost, D-Florida, was sworn into the U.S. House of Representatives. As the youngest member of Congress his election signaled that Gen Z had joined the world workforce. With five different generations, Congress represents the ultimate example of a multigenerational workplace. It’s now increasingly common in all industries to find those encompassing four or more generational sets…and key for businesses to design employee benefits programs that cater to all generations.

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North Bay Business Journal – July 2023

Employee Benefit News – June 2023

Your brand, your voice: Elevating the adviser presence in employee benefits

By Rosario Avila and Andrew McNeil

Andrew and Rosario discuss building a Benefits Insurance Brand; how they did it, how to establish and elevate your own brand, and how to stand out in a crowded marketplace.

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Employee Benefit News – June 2023

The Power of Two: 5 gold standards of leadership and loyalty in a 1st-class organization

The Power of Two: 5 gold standards of leadership and loyalty in a 1st-class organization

By Arrow advisors Rosario Avila & Andrew McNeil, North Bay Business Journal Columnists

Businesses can learn a lot from professional sports — which is a business after all. There are many examples of legendary team owners who have achieved remarkable success and earned unwavering loyalty from their players and staff. Eddie DeBartolo Jr. (aka “Eddie D” and “Mr. D”), former owner of the San Francisco 49ers leadership style left an indelible mark on the NFL. His approach is a blueprint for organizations to follow.

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Photo credit: AP Photo/Ron Schwane

North Bay Business Journal – June 2023

Benefits Pro Magazine Interview – Diversity of Ideas: A Q&A with Rosario Avila and Andrew McNeil

By Lily Peterson

Rosario and Andrew discuss how they stand out and differentiate themselves in the Benefits industry by offering each of their unique perspectives – together – to serve clients. They also attribute a big part of their success to looking at alternative options and having fun in the process.

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BenefitsPRO – June 2023

The Benefits ‘Goldilocks Zone’

The Benefits ‘Goldilocks Zone’

By Mick Van Staveren

It seems that every day brings news of layoffs at marque companies. Even with these stories, the labor market remains tight. Savvy employers understand that a well-designed Employee Benefits Package is a key component in recruiting a talented workforce. It’s no longer about “perks” or “fringe benefits.” Benefits comprise an increasing share of employee compensation. According to a recent Bureau of Labor statistics report, benefits account for approximately 30% of total rewards. It’s a huge investment.

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NorthBay biz – May 2023